NOTICE OF APPLICATION TO ESTABLISH BRANCH Howard Bank, a Maryland chartered trust company, hereby gives notice that it is applying to the Federal Deposit Insurance Corporation for permission to establish a new domestic branch office. The proposed branch will be located at 1997 Annapolis Exchange Parkway, Suite 140, Annapolis, MD 21401. Any person wishing to comment on this application may file his or her comments in writing with the regional director of the Federal Deposit Corporation at its regional office, 350 Fifth Avenue, Suite 1200, New York, NY 10118-0110 not later than November 22, 2018. The non-confidential portions of the application are on file at the regional office and are available for public inspection during regular business hours. Photocopies of information in the non-confidential file will be made available upon request.